Switching to artificial turf in San Jose is an investment with long-term benefits, but the upfront cost can feel like a hurdle. At Heavenly Greens, we understand this and have designed flexible financing options to help you enjoy your dream lawn without financial strain.

Here’s why financing might be the smart choice for your artificial grass installation:

Why Financing Makes Sense

• Preserve Your Savings: Keep your nest egg intact for emergencies or other priorities.
• Immediate Enjoyment: Don’t wait years to save up. Start hosting barbecues or playing with your kids on your new lawn now.
• Offset Costs with Savings: Save on water bills and lawn care right away—up to $350 annually for a 1,000 sq. ft. lawn.
• Boost Property Value: A stunning lawn increases curb appeal, recouping up to 50% of the cost at resale.
• Budget-Friendly Payments: Spread the cost over manageable monthly installments.

Financing Options for Every Budget

1. PACE Financing

Perfect for homeowners looking for a long-term, tax-friendly financing option.

• No Money Down: Begin your project immediately with 100% financing.
• Flexible Terms: Choose repayment plans from 5 to 20 years.
• Tax Bill Integration: Payments are added to your property tax bill and may be tax-deductible.
• No Credit Impact: The loan doesn’t appear on your credit report.
• Delayed First Payment: Start payments up to 16 months after approval.
• No Prepayment Penalties: Pay off your loan early if your situation improves.

2. EnerBank Financing

Traditional financing with options for short- or long-term affordability.

• 18 Months Same-as-Cash: No interest if paid in full within 18 months—ideal for those expecting a windfall.
• Long-Term Plans: Choose 5- or 7-year terms for lower monthly payments.
• Interest Waived: Pay off early during the interest-free period for maximum savings.

3. Wisetack Financing

Streamlined and transparent, Wisetack is ideal for fast approval and smaller projects.

• Quick Approval: Apply in under a minute and get a decision almost instantly.
• Credit-Friendly: Prequalify without affecting your credit score.
• Flexible Terms: Choose repayment periods from 3 to 60 months.
• Transparent Rates: APRs range from 0% to 35.9%, based on creditworthiness, with no hidden fees.

Steps to Secure Your Financing

1. Assess Your Needs: Measure your yard and decide on any extras like pet-friendly areas or putting greens.
2. Set a Budget: Determine a comfortable monthly payment by reviewing your expenses and potential savings.
3. Check Your Credit: Review your credit score for free to gauge your financing options.
4. Get a Quote: Contact us for a free estimate to understand the total project cost.
5. Compare Plans: Consider loan terms, rates, repayment flexibility, and overall costs.
6. Prequalify: Explore your financing options without affecting your credit score.
7. Ask Questions: Reach out to us or the financing providers to clarify any doubts.
8. Finalize Your Choice: Pick the plan that aligns with your budget and goals.
9. Apply and Schedule Installation: Complete the application process, and we’ll handle the rest!

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